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For thirty years Long Term Care Consulting Service, Inc. has been South Florida's most trusted and respected resource for helping families understand “when and how” to choose a nursing home or assisted living, and “who” will pay for it. We specialize in educating our clients about the available options, including Medicaid programs and the VA Aide & Attendance that assist families in paying for long term care.

Many people wrongly assume that Medicare and a private Medicare supplement will cover the cost of ongoing long term care, including nursing homes. However for most of the population, privately paying for these facilities becomes the only option. We help many families in this situation by educating our clients on programs that can save them thousands of dollars each month!

A Message from Our Founder 

Since starting my practice in 1982, I have helped many families navigate the process of planning for the long term care of their loved ones.

Many families come to us overwhelmed by medical decisions, emotional trauma, and sleepless nights; then they are faced with the harsh reality of the enormous financial costs of long term care.

Our years of experience allow us to counsel our clients on the best way to meet the financial eligibility requirements for both Medicaid and Veterans Benefits. Most of our clients would not have been able to qualify for these programs without our help in restructuring their assets.

contact us so we can become your family’s long term care advocate.


Joanne Gerard, M.S.W., CMP

Specializing in Florida Medicaid Planning and Veteran Benefit Planning 
​Broward (954) 472-5556 or ŸŸŸPalm Beach (561) 406-6886

Being aware of what is available
is the first step toward being prepared.